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Licensed Medicare Broker · New York

Medicare, without the maze.

I'm Johanna — a bilingual Medicare broker who sits with you, listens, and helps you (or the people you love) choose a plan that actually fits your life. No pressure. No jargon. Just clarity, in English or Spanish.

10+
Years Helping Families
2x
Bilingual · EN / ES
$0
Cost to Work With Me
Johanna Torres, Licensed Medicare Broker
Free Consultation
Hablamos Español
Medicare explained in the language that feels like home.
Real People · Real Conversations

These are the moments I'm protecting — yours, too.

the legacy you're building
the years still ahead
the people who love you
My Story

Your family is my family.

“I value life and treasure every minute of it. I'm passionate about what I do — and I promise to give my very best to everyone who trusts me with a seat at their kitchen table.”

Choosing a Medicare plan shouldn't feel like taking a test. It should feel like sitting with someone who actually knows your doctor, remembers your prescriptions, and cares whether your mom can get a ride to dialysis on Tuesday.

That's the promise I make to every family who calls. I'm an independent, licensed broker — which means I work for you, not for any one insurance company. I represent Aetna, Anthem, Humana, UnitedHealthcare, EMBLEM, WellCare, and more, and I only recommend the plan that actually fits.

I grew up knowing two languages, two cultures, and how hard it can be to navigate a system that wasn't built with immigrant families in mind. That's why every conversation I have — whether in English or Spanish — starts the same way: with listening.

Licensed Broker Life & Health · New York
B.A. Business Admin Concordia College
Bilingual Fluent English & Spanish
LP Insurance NY Marketing Group Advisor
How I Help

The ABCs of Medicare, without the homework.

From original Medicare to supplemental coverage and final expense — I'll walk you through every option so you only pay for what you need.

01 — Medicare Advantage

Medicare Advantage

All-in-one plans that often include dental, vision, hearing, and prescriptions — many at $0 monthly premium.

02 — Supplements & Rx

Supplements & Rx Plans

Medigap plans to cover what Original Medicare doesn't, plus standalone prescription drug plans to keep your pharmacy bill predictable.

03 — Hospital Indemnity

Hospital Indemnity

Extra cash-benefit protection that steps in when an unexpected hospital stay threatens your budget.

04 — Dental · Vision · Hearing

Dental, Vision & Hearing

Stand-alone coverage for the things Medicare leaves behind — cleanings, glasses, hearing aids, and more.

05 — Life Insurance

Life & Mortgage Protection

Permanent, term, and mortgage protection policies so the people you love aren't left sorting out the bills.

06 — Final Expense

Final Expense Insurance

A dignified, affordable way to handle funeral and final costs — so your family can focus on grieving, not fundraising.

A client whose peace of mind matters
Peace of Mind

“You've taken care of your family your whole life. Let me take care of this one thing, so the phone call with Mom tonight can be about her grandkids — not her copays.”

Johanna Torres
Your Trusted Advisor
Why Me

Three things I promise.

i.

I work for you.

As an independent broker, I compare plans across every major carrier and recommend only what serves your needs — not what pays the highest commission. My services cost you nothing.

ii.

I'll listen first.

Before I mention a single plan name, I want to know your doctors, your prescriptions, your travel habits, and what keeps you up at night. Real advice starts there.

iii.

I stay, after the signing.

When you have a claim question in March, a pharmacy problem in July, or a plan change next enrollment — I'm still the person you call. One number, one advocate, for the life of your coverage.

Kind Words

The families I've sat with.

Real words from real clients who trusted me with their Medicare choices.

Paste a real client testimonial here. Aim for 2–3 sentences, in the client's own words, about what you did for them (e.g., saved them money, explained something confusing, fought a claim). Specificity builds trust.
[First Name], [City] Medicare Advantage Client
Second client quote goes here. A story about feeling lost in Medicare paperwork and finding clarity works well. Emotional tone > sales tone.
[First Name], [City] Medicare Supplement Client
Third quote. Bilingual clients are a key differentiator — if you have a Spanish-speaking client willing to give a quote in Spanish, feature it here and keep it in Spanish.
[First Name], [City] Final Expense Client
Free Consultation

Let's start with a conversation.

Tell me a little about what you're looking for, and I'll reach out within one business day. No obligation, no pressure — just an honest talk about your options.

Request your free consultation

I'll reply personally within one business day.

Your information is private and will never be sold or shared.

Thank you — I got it.

I'll reach out personally within one business day. In the meantime, if it feels more comfortable, you're welcome to call me directly at (845) 549-9735.